Our Insurance Services

Medicare Options

Medicare Options

We work for you.

As an independent insurance agency, we work for you, not for any one insurance carrier. Our knowledgeable insurance agents take the time to learn your specific needs and recommend cost-effective products just for you. With Insurance Associates by your side, you will feel confident in your decisions. Contact us today!

Medicare Supplement Plans:

Also known as Medigap policies, these policies can be purchased to cover some of the costs that Medicare does not such as deductibles, co-payments, and co-insurance. Prescription costs are not included in these plans.

Medicare Advantage:

Known as “MA” or “C” plans, Medicare Advantage plans are purchased through a private company approved by Medicare. You will generally receive your services from the plan’s network of providers rather than Original Medicare. You will have co-payments, deductibles, and co-insurance and prescription drug coverage is usually included.

Medicare Cost Plans:

Offered by private companies that have contracts with the federal government, these plans are a cross between Medicare Supplement and Medicare Advantage plans. For some, it provides benefits which are the best of both worlds.

Medicare Part D Plans:

These optional plans are provided by private companies that contract with the federal government to help cover the cost of prescription drugs. Some plans utilize preferred pharmacies.

Dental, Vision and Hearing Plans:

Choose from a variety of options for you and your family that meet your needs and your budget to protect some of your most valuable assets-your teeth, vision, and hearing. 

Medicare Options

Frequently Asked Questions

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Don't Take It From Us

Happy Client Reviews

Jeb & Cyndee Kaiser
11/30/22
“We have been clients of Val Johnson for over five years. We appreciate her guidance in selecting Medicare supplements. She has simplified the complex decision of choosing appropriate plans based on our individual needs. We recommend her services.”
Front of Insurance Associates building
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We offer 100% free consultations! Clients don’t pay us at all! Insurance companies reimburse us.
We’re a team of independent insurance agents so we can offer plans from a variety companies.

3413 Golf Rd
Eau Claire, WI 54701

2021 Cenex Dr. Suite E
Rice Lake, WI 54868